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What If the At-Fault Driver Has No Insurance? Your Legal Options in Oklahoma

March 23, 2025

Introduction: No Insurance, No Problem?

Getting hit by a driver with no insurance can be a nightmare. Fortunately, you still have legal options. At Tate Law Firm PLLC, we help accident victims navigate uninsured motorist claims and recover compensation—even when the at-fault driver has no coverage.

How to Recover Compensation After an Uninsured Driver Accident

1. Uninsured Motorist (UM) Coverage

If you have UM insurance on your policy, your own provider may cover medical bills, lost wages, and damages.

2. Filing a Personal Injury Lawsuit

You can sue the at-fault driver personally, though recovering damages depends on their financial status.

3. Third-Party Claims

In some cases, another liable party (such as a bar that overserved a drunk driver) may be responsible for damages.

Why You Need an Attorney for Uninsured Motorist Claims

Even your own insurance company may try to lowball your settlement.

A personal injury lawyer can:

✔️ Negotiate for a fair payout

✔️ Investigate other liable parties

✔️ Take your case to court if needed

Hit by an Uninsured Driver? Call Tate Law Firm PLLC Now!

Don’t let an uninsured driver leave you with unpaid bills. Call Tate Law Firm PLLC at 918-805-3955 for a free consultation today!

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Tulsa’s Rising Pedestrian Accident Rates Pedestrian accidents in Oklahoma are alarmingly common, especially in downtown Tulsa and high-traffic areas like Brookside, Cherry Street, and Route 66. ✔️ In 2023, Oklahoma reported over 600 pedestrian accidents, with dozens of fatalities. ✔️ Many crashes occur due to driver negligence, including speeding and failing to yield. Who’s Liable in a Tulsa Pedestrian Accident? ✔️ The driver – If they failed to yield at a crosswalk or were distracted. ✔️ The city – If poor road design contributed to the accident. ✔️ Property owners – If a parking lot or driveway created a dangerous pedestrian hazard. How to Prove Liability in a Pedestrian Accident ✔️ Eyewitness testimony – Confirms who had the right of way. ✔️ Surveillance footage – Traffic cameras may capture the collision. ✔️ Accident reconstruction – Expert analysis can show how the crash happened. Injured While Walking? Call Tate Law Firm PLLC Today! Pedestrian accident cases require strong legal representation. Call 918-805-3955 for a free case review today!